South Africa’s digital currency for the world.

A fully-reserved, Rand-backed stablecoin for compliant, programmable settlement.

A fully-reserved, Rand-backed stablecoin for compliant, programmable settlement.

Close-up of a blue microscopic structure resembling a virus with detailed surface textures.
Close-up of a blue microscopic structure resembling a virus with detailed surface textures.

Strategic Partners powering ZARU

Trusted

Open

Permissionless

Open Network. Institutional Grade.

  • Instant settlement, 24/7

  • Low-cost, on-chain transactions

  • Regulated, fully reserved

ZARU is a fully-reserved, Rand-backed digital asset designed for modern financial settlement. It operates under regulatory oversight and is interoperable across leading blockchains.

Built with an open-network philosophy, ZARU enables institutions and platforms to transact seamlessly within a trusted digital ecosystem—delivering instant settlement and low costs without compromising compliance or control.

ZARU is a fully-reserved, Rand-backed digital asset designed for modern financial settlement. It operates under regulatory oversight and is interoperable across leading blockchains.

Built with an open-network philosophy, ZARU enables institutions and platforms to transact seamlessly within a trusted digital ecosystem—delivering instant settlement and low costs without compromising compliance or control.

man crossing pedestrian lane

ZARU operates with South Africa’s tier-one financial institutions.

Reserves are held, managed, and independently verified by regulated South African institutions.

Banking & Custody

Primary banking and custody provider for ZARU reserve funds.

Banking & Custody

Primary banking and custody provider for ZARU reserve funds.

Asset Management

Institutional asset oversight supporting reserve governance and risk management.

Audit & Attestation

Independent attestation and verification of ZARU reserves and circulating supply.

Reserve attestations are published regularly and made publicly available.

Reserve attestations are published regularly and made publicly available.

Reserves & Verification

Institutional transparency you can verify.

Institutional transparency you can verify.

Each ZARU token is backed 1:1 by Rand-denominated reserves.

Each ZARU token is backed 1:1 by Rand-denominated reserves.

Prepared by: Moore Johannesburg

Report Date: July, 2026